Purchasing credit card gift certificates can be an ideal way to gift someone special or to manage your budgeted spending. These certificates often come with added perks like rewards points and discounts for future purchases. However, some potential downsides include expiration dates, hidden fees, and the temptation to overspend. https://activatica.org/content/e6224f72-e5c7-4c45-b286-82973ca04e62/avoiding-fees-when-cashing-out-small-payments-online