For words that only have 3 letters, there isn't a 4th letter. One example is with the word “insert”, there won't be any far more letters afterwards and thus need to be the word "insert". The word “addict” is while in the BIP39 wordlist however , you would've utilised “addi” https://active-bookmarks.com/story18930136/the-fact-about-bip39-seed-phrase-word-list-that-no-one-is-suggesting